Foreclosure is Hard,
Avoiding it is Now Easier Than Ever
Discover Your 8 Options
Our Services
Free One on One
Consultation
Once we know you're ready to take action, you will be contacted through your preferred method. In this phase, we will get to know you and your situation to best understand your needs.
Create a Free Plan
We will create a personalized plan for you and your home that aligns with your needs. We will walk through what is needed from you, and what you can expect from us.
Execution
Executing your plan will be a team effort. Our team will bring in agents, buyers, renters, etc. to complete your plan and avoid your foreclosure.
8 Option Overview
1
Personal Loan
This is a good strategy to pay off what is owed and get caught up on your payments. Be sure to pay attention to interest rates. It is suggested to start with family members and close friends that want to help you out, as long as you pay them back.
2
List with an Agent
The traditional way of selling a house is to work with an agent and have them list it for you. We can help you get in touch with a trustworthy agent in your area. Caution: Closing costs are usually the seller's (you) responsibly. This tends to cost about 10% of the home's value.
3
Loan Modification
The best way to keep your house. Work with your mortgage bank to see if you qualify for a Loan Modification. This will put your overdue payments back in the loan so you're no longer behind. Your bank will need to approve this.
4
Renting Out
Renting out a portion or all of your house is a great way to catch up on your payments by increasing your income. Patriot Home Solutions can help you find tenants and manage the property.
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5
Cash Offer
Cash Offers come from buyers who don't require a loan from a traditional bank. This allows an easier process and doesn't require the seller to pay the closing costs. Patriot Home Solutions will find a cash buyer and be with you throughout the process.
6
Creative Finance
A Creative Finance deal allows for a variety of capabilities. These deals can lead to restoring your credit, making you the bank for your amount of equity, and at no cost to you. Patriot Home Solutions will find a creative buyer and assist in constructing a deal that best works for you.
7
Renovation
Simple home improvements like painting, flooring, and lighting can go a long way to adding value to your home. You can make these improvements to build equity in your house and sell it to make a profit.
8
Bankruptcy
Bankruptcy can be scary but can help you keep your house for a longer period of time. Although Patriot Home Solutions doesn't specialize in Bankruptcies, we can get you in contact with an attorney who does.
“If everyone is moving Forward Together then Success takes care of itself.”
Henry Ford
